Most Common Types of Bankruptcy Cases for Individuals
The most common types of bankruptcy cases are filed Chapter 7 and Chapter 13 of Title 11 of the United States Code. This means that bankruptcy cases are filed in the United States Bankruptcy Court, not in the District or Circuit Courts or Municipal Courts in Mobile, Baldwin and Washington Counties.
Bankruptcy law is the same from state to state for the most part, except for laws pertaining to the property that can be protected ( in Chapter 7) or not counted as an asset ( Chapter 13). These laws are commonly called “exemption laws.” There are state laws ( or “statutes”) that apply to your property when filing a bankruptcy case.
It is important to consult with an attorney who has experience representing clients in Chapter 7 and Chapter 13 bankruptcy cases. Ryan Legal Services, Inc. represents individuals in bankruptcy matters in Baldwin, Mobile and Washington Counties.
Kevin Ryan is an experienced bankruptcy lawyer who will be there for you. Call us to set up a free telephone or office consultation.