Chapter 13 Payment Instructions

(251) 431-6012

The Chapter 13 Trustee in Alabama is currently Daniel O'Brien.   When making your Chapter 13 Payment, the Trustee's Office here in the Southern District of Alabama offers you a few different methods of making your Chapter 13 Plan Payments:

Payment by Wage Withholding Order

We can make arrangements for your Chapter 13 Plan payment to be paid by a withholding Order that is sent to your employer.   If the payment is $200.00 per month and you are paid bi-weekly, for example, you calculate the bi-weekly deduction from your paycheck by multiplying the monthly payment ( $200.00) times twelve (12) months, and then divide that figure by the total number of payrolls in that year time period ( 26 for bi-weekly, 24 for twice monthly payroll, 52 for weekly). 

Payments via Internet 

You can go to the website and enter your Chapter 13 Case information to set up a periodic deduction from your checking account electronically, or make payments online at the website using your debit card.  Please keep in mind that a full Chapter 13 Plan payment is due every month, or your case could be dismissed. 

Payments via ACH Electronic Debit

We can arrange an automatic deduction from your checking account on the 5th, the 20th, or 1/2 payment on the 5th and 20th of every month with the Chapter 13 Trustee Office. You will have to fill out a form authorizing the deduction and provide us with a voided check to set up ACH payments.  

Payment by United States Mail

You can pay your Chapter 13 Plan payment via United States Mail by sending a bank Cashier's Check or Money Order payable to "Daniel O'Brien, Chapter 13 Trustee" to the following mailing address which is a financial institution trustee lockbox:    Daniel O'Brien, Ch 13 Trustee, P.O. Box 1779, Memphis, TN 38101.    You must put your Chapter 13 Case number on each payment.  

The Chapter 13 Trustee has posted the forms relative to the Chapter 13 Plan payments at Chapter 13 Trustee Forms

If you have any questions about Chapter 13 or the process involved with filing a bankruptcy case, please CALL ME, I'll Be there for you.  -Kevin Ryan, Bankruptcy Attorney   Office:   251-431-6012 


We serve the following localities: Choctaw county, Washington county, Clarke county, Monroe county, Escambia county, Mobile County including Eight Mile, Grand Bay, Irvington, Mobile, Prichard, Saraland, Semmes, Theodore, and Tillmans Corner; and Baldwin County including Bay Minette, Daphne, Fairhope, Foley, and Robertsdale.

I'll BE there for you.

I'll never be the kind of attorney your creditors want me to be. I'll always be the kind of attorney you NEED me to be. Call me. I'll BE there for you. - Kevin Ryan, Attorney at Law