Blog Posts in 2019

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Why Debt Settlement is Often a Bad Idea March 25, 2019
We often speak to potential clients about whether debt settlement would be an option that is better than bankruptcy. Although every person’s situation is unique in some way, there are some common ...
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CAN I KEEP AFTER ACQUIRED PROPERTY WHEN CONVERTING CH 13 to CH 7? February 1, 2019
Alabama has no specific exemption for personal injury claims. There is a personal property exemption available up to $7,750.00 that you can apply ( to the extent not already used) to the personal ...
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Can Criminal Fines and Court Costs be Discharged in Bankruptcy? January 26, 2019
The general rule with respect to fines and court costs in criminal cases is that fines issued against the Debtor as punishment for the crime are not dischargeable in either a Chapter 7 or Chapter 13. ...
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CAN JOINTLY OWNED PROPERTY BE PROTECTED FROM CREDITORS? January 24, 2019
A: The only way to protect your interest in the property from the joint owner's creditors or your own is to transfer it to a legal entity such as an LLC or an irrevocable Trust. The transfer to the ...
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CAN I SELL MY HOME WHILE I AM IN CH 13? January 23, 2019
When an individual files a Chapter 13 Bankruptcy case, all of that person’s property is legally controlled, or “under the jurisdiction of,” the United States Bankruptcy Court. The Debtor gets to keep ...
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AM I LIABLE FOR MY DECEASED SPOUSE'S DEBTS? January 21, 2019
A: If you are married and your deceased spouse is the only party who signed as the borrower under a debt, including a mortgage, then you as the non-borrower are not personally liable. A secured ...
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