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  • CAN I KEEP AFTER ACQUIRED PROPERTY WHEN CONVERTING CH 13 to CH 7?
    CAN I KEEP AFTER ACQUIRED PROPERTY WHEN CONVERTING CH 13 to CH 7?

    Alabama has no specific exemption for personal injury claims. There is a personal property exemption available up to $7,750.00 that you can apply ( to the extent not already used) to the personal ...

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  • Can Criminal Fines and Court Costs be Discharged in Bankruptcy?
    Can Criminal Fines and Court Costs be Discharged in Bankruptcy?

    The general rule with respect to fines and court costs in criminal cases is that fines issued against the Debtor as punishment for the crime are not dischargeable in either a Chapter 7 or Chapter 13. ...

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  • CAN JOINTLY OWNED PROPERTY BE PROTECTED  FROM CREDITORS?
    CAN JOINTLY OWNED PROPERTY BE PROTECTED FROM CREDITORS?

    A: The only way to protect your interest in the property from the joint owner's creditors or your own is to transfer it to a legal entity such as an LLC or an irrevocable Trust. The transfer to the ...

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  • CAN I SELL MY HOME WHILE I AM IN CH 13?
    CAN I SELL MY HOME WHILE I AM IN CH 13?

    When an individual files a Chapter 13 Bankruptcy case, all of that person’s property is legally controlled, or “under the jurisdiction of,” the United States Bankruptcy Court. The Debtor gets to keep ...

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  • What If the IRS Collects on a Discharged Debt Post-Bankruptcy?
    What If the IRS Collects on a Discharged Debt Post-Bankruptcy?

    I have been involved in several matters over the years where a client informed me that the Internal Revenue Service resumed collection of income taxes which were discharged in a bankruptcy case. The ...

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  • What Kind of Information is Needed for a Bankruptcy Case ?
    What Kind of Information is Needed for a Bankruptcy Case ?

    The first thing that every bankruptcy attorney needs to discuss with a potential client is the importance of complete and accurate documentation for the case. In a consumer, or “non business” ...

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