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  • Will The Chapter 13 Trustee Take My Tax Return After Case Filing?
    Will The Chapter 13 Trustee Take My Tax Return After Case Filing?

    The Bankruptcy Code DOES allow for the Chapter 13 Trustee in any district to inquire as to the amount of future income received by the Debtor, from all sources. Some Trustees send out an annual ...

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  • Can I Change Insurance Companies During a Chapter 13?
    Can I Change Insurance Companies During a Chapter 13?

    You are free to change your auto insurance. Make sure, however, that you comply with any requirements of your auto lender to have certain coverages on the vehicle. Credit Unions will often require ...

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  • What Are Some Alternatives To Filing A Bankruptcy Case?
    What Are Some Alternatives To Filing A Bankruptcy Case?

    There are some instances where filing a bankruptcy case is not the best option. A client may have too much equity in their home, which would require them to file a Chapter 13, instead of a Chapter 7 ...

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  • Buying A Home Prior To Filing Ch. Bankruptcy
    Buying A Home Prior To Filing Ch. Bankruptcy

    Will the Bankruptcy Trustee automatically take my home? Every state has a legislative schematic which allows a bankruptcy debtor to protect, or "exempt" a portion of the equity in their "homestead." A ...

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  • CAN I KEEP AFTER ACQUIRED PROPERTY WHEN CONVERTING CH 13 to CH 7?
    CAN I KEEP AFTER ACQUIRED PROPERTY WHEN CONVERTING CH 13 to CH 7?

    Alabama has no specific exemption for personal injury claims. There is a personal property exemption available up to $7,750.00 that you can apply ( to the extent not already used) to the personal ...

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  • Can Criminal Fines and Court Costs be Discharged in Bankruptcy?
    Can Criminal Fines and Court Costs be Discharged in Bankruptcy?

    The general rule with respect to fines and court costs in criminal cases is that fines issued against the Debtor as punishment for the crime are not dischargeable in either a Chapter 7 or Chapter 13. ...

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