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  • What If the IRS Collects on a Discharged Debt Post-Bankruptcy?
    What If the IRS Collects on a Discharged Debt Post-Bankruptcy?

    I have been involved in several matters over the years where a client informed me that the Internal Revenue Service resumed collection of income taxes which were discharged in a bankruptcy case. The ...

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  • What Kind of Information is Needed for a Bankruptcy Case ?
    What Kind of Information is Needed for a Bankruptcy Case ?

    The first thing that every bankruptcy attorney needs to discuss with a potential client is the importance of complete and accurate documentation for the case. In a consumer, or “non business” ...

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  • Creditor lawsuits
    Creditor lawsuits

    In most cases, a debt runs through a few general levels of collection. The first phase of collection usually involves the creditor making a direct effort to collect the debt. Phone calls, written ...

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  • Am I Liable for the Debts of a Deceased Spouse Solely Because of Marriage?
    Am I Liable for the Debts of a Deceased Spouse Solely Because of Marriage?

    Many times I will receive a phone call from a widow or widower asking whether they are legally responsible for the debts of the deceased spouse. Often times, these debts are medical debts related to a ...

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  • What is the Bankruptcy Homestead Exemption ?
    What is the Bankruptcy Homestead Exemption ?

    The bankruptcy homestead exemption in the State of Alabama is a state law which enables a homeowner to protect, or "exempt," a stated amount of equity in a personal residence. As of January 2017, the ...

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  • Am I liable when a co-debtor files bankruptcy on a debt we both signed for?
    Am I liable when a co-debtor files bankruptcy on a debt we both signed for?

    Co-debtor liability can create confusion in situations where one debtor files a bankruptcy case and the other debtor does not. If the co-debtor files a Chapter 13 bankruptcy case, there is what's ...

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