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Blog Posts in 2015

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  • Can I Apply to Modify my Mortgage Loan?
    Can I Apply to Modify my Mortgage Loan?

    If you are behind on your mortgage payment ( for your personal residence), go to www.makinghomeaffordable.gov and initiate a telephone consultation with a HUD mortgage counselor. Your mortgage ...

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  • Evictions in Alabama After Non-Payment of Rent
    Evictions in Alabama After Non-Payment of Rent

    I frequently consult with clients about landlord -tenant and real estate issues. Whenever a person or company is in the business of investing in residential real estate, there is always the ...

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  • What Legal Protections Do I Have Against Debt Collectors? Fair Debt Collection Practices Act (FDCPA)
    What Legal Protections Do I Have Against Debt Collectors? Fair Debt Collection Practices Act (FDCPA)

    FAIR DEBT COLLECTION PRACTICES ACT Many people are not aware that there are laws which prohibit certain actions from being taken by a collector for a creditor. When an account is sent to a collection ...

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  • Are there any defenses to a default judgment after it has been entered against me?
    Are there any defenses to a default judgment after it has been entered against me?

    You have just lived through the unpleasant experience of obtaining knowledge of a Default Judgment being entered against you in a Court of law. Now what? One issue you may want to have looked into is ...

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  • How do I determine my best options if I am having Financial Problems?
    How do I determine my best options if I am having Financial Problems?

    One of the best ways to determine how to best address financial problems involving debt matters is to contact a qualified, experienced bankruptcy Attorney. I have been helping clients make these ...

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  • Question from a Chapter 13 Debtor answered by Attorney Kevin Ryan:
    Question from a Chapter 13 Debtor answered by Attorney Kevin Ryan: "Can I reduce the amount of my Chapter 13 Payment if I have a loss of income?"

    You should first get together your last 6 months of pay stubs ( husband and wife if this is a joint case), and your most recent federal income tax return. If self-employed or a business owner, prepare ...

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