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Chapter 13 Payment Instructions

When making your Chapter 13 payment, the Trustee's Office in the Southern District of Alabama offers you a few different methods of making your Chapter 13 Plan Payments. These are explained below.

Payment by Wage Withholding Order

We can make arrangements for your payment to be paid by a withholding Order that is sent to your employer. For example, if the payment is $200 per month and you are paid biweekly, you calculate the biweekly deduction from your paycheck by multiplying the monthly payment ($200) times 12 months, and then divide that figure by the total number of payrolls in that year time period (26 for biweekly, 24 for twice monthly payroll, 52 for weekly).

Payments via Internet

You can go to and enter your Chapter 13 case information to set up a periodic deduction from your checking account electronically or make payments online at the website using your debit card. Please keep in mind that a full Chapter 13 Plan payment is due every month or your case could be dismissed.

Payments via ACH Electronic Debit

We can arrange an automatic deduction from your checking account on the 5th, 20th, or 1/2 payment on the 5th and 20th of every month with the Chapter 13 Trustee Office. You will have to fill out a form authorizing the deduction and provide us with a voided check to set up ACH payments.

Payment by United States Mail

You can pay via U.S. Mail by sending a bank Cashier's Check or Money Order payable to "Daniel O'Brien, Chapter 13 Trustee" to the following mailing address which is a financial institution trustee lockbox:

Chapter 13 Trustee
P.O. Box 613108
Memphis, TN 38101

You must put your Chapter 13 Case number on each payment.

The Chapter 13 Trustee has posted the forms relative to the Chapter 13 Plan payments here.

If you have any questions about Chapter 13 or the process involved with filing a bankruptcy case, call now!

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