Are there any defenses to a default judgment after it has been entered against me?

You have just lived through the unpleasant experience of obtaining knowledge of a Default Judgment being entered against you in a Court of law. Now what? One issue you may want to have looked into is whether the creditor actually obtained personal service on you before the case proceeded to a judgment. I can't even count the number of times I have discussed this issue with a client in connection with a bankruptcy case where one of their creditors filed a lawsuit and obtained a default judgment after a different party signed for the certified mail containing the summons and complaint, or the process server failed to return the correct paperwork ( or paperwork that was not fully completed or signed). These issues may be grounds to petition the court to vacate the judgment. You should discuss issues of this type with an attorney.