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How Can I Pay the Attorney Fees for Chapter 7 Bankruptcy?

Serving Families Throughout Mobile

Well, it seems you're considering filing for Chapter 7 bankruptcy. It's like a financial reset button, but with more paperwork and less confetti. Now, let's talk about those pesky legal fees.

First off, the cost of a bankruptcy attorney can vary, but it's usually around $1,500 to $3,000. It's like buying a slightly used sofa, but with more legal jargon and less chance of finding loose change in the cushions.

Now, you might be wondering, "How can I pay for this if I'm already broke?" Great question! Here are a few options:

  1. Stop paying your unsecured debts: If you're considering bankruptcy, you probably have a lot of debt. You can use the money you're not paying towards those debts to fund your bankruptcy. It's like robbing Peter to pay Paul, but with more legal paperwork and less guilt.

  2. Borrow from friends or family: If you have a rich uncle or a friend who owes you a favor, you can ask them for a loan. Just make sure to pay them back, or you might end up with a different kind of legal trouble.

  3. Use your tax refund: If you're expecting a tax refund, you can use that money to pay for your bankruptcy. It's like getting a refund on your life, but with more paperwork and less excitement.

  4. Credit counseling: Some credit counseling agencies offer payment plans for bankruptcy fees. It's like paying for your financial mistakes in installments, but with more paperwork and less shame.

Remember, bankruptcy is a serious decision, and it's important to consider all your options before making a move. We offer a free no obligation consultation by phone and in person ( including both options) to help you determine the best path forward.

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